A Capital One Venture Rewards Credit Card With High-End Extras

A Capital One Venture Rewards Credit Card With High-End Extras ...

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The Capital One Venture Rewards Credit Card has the highest flat rewards rate on all trips on our radar. And unlike most flat-rate credit cards, it even offers you a bonus rewards category for hotel and rental automobile purchases booked on Capital One's travel portal.

When it comes to travel expenses and credits, The Venture Rewards Card is a popular game. While many include a degree of insurance benefits, Capital One adds a few benefits, including a credit for TSA PreCheck or Global Entry. The downside: You'll need, and you'll get a $95 annual fee.

As far as the rewards program goes, it's the easiest among its closest competitors, so you won't have to do a lot of research to reap the benefits, though some other cards may save you money. The welcome bonus is also on the rise with other travel cards.

Read on for more information on the rewards program, including booking through the Capital One portal, about the extra benefits and other items you may want to consider.


  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Earn unlimited 2X miles on every purchase, every day.
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Earn unlimited 2X miles on every purchase, every day.

Rewards and the travel portal

As with many travel credit cards, rewards are earned in the form of miles. Capital One Travel, the issuer's booking portal, earns two miles per dollar per dollar for all purchases.

Through Capital One Travel, you may redeem the miles as statement credits for travel purchases that are not booked. This gives you some flexibility. Miles are worth 1 cent each when redeemed.

A welcome bonus

The bonus is valid with other travel credit cards with a $95 annual fee. After spending $3,000 on travel purchases within the first three months of account opening, you get 60,000 bonus miles. It is also similar to some of the offers on our overall selections for the.

Benefits from traveling

The Capital One Venture Rewards card starts off becoming more competitive than its competitors. With the Venture card, you can get a variety of travel related benefits that you may typically find with premium travel cards that pay more than a million dollars annually.

When you use your Venture card to apply for, you may get reimbursed up to $100. This program will help you avoid long lines at airports.Hertz Five Star status: You can skip the line at the car rental kiosk and select from a wide variety of cars. Note that to enroll in this benefit, you'll need to do so in your account under the Rewards tab.

Capital One Lounge: You get two free visits per year to Capital One Lounges, which offer food and service. The benefit with this perk is that this program is still in its infancy. Only one Capital One lounge is currently open at the Dallas-Fort Worth airport, but two more are planned to open in 2022 at the Denver International Airport and Dulles International Airport.

There are no foreign transaction fees, so make purchases with your Capital One Venture Rewards card while outside the United States. The percentage of the transaction is usually around 3%, allowing them to add up quickly.

Comparable cards

The Capital One VentureOne Rewards Credit Card has a 3.25 cent profit per dollar, although you'll still receive 5 miles per dollar for hotels and rental cars booked through Capital One Travel. There are also a few additional benefits for getting $500 in the first three months of account opening. This card does not include additional fees, but it only requires a 15% monthly payment.

The Chase Sapphire Preferred is a direct competitor of the Venture card. It also costs $95 per year and has a higher welcome bonus. While it does not include travel expenses as well as the Venture card, it also has a rewards program that would provide higher returns for the average cardholder, including increased redemption value if applied to travel booked on Chase's portal, Chase Ultimate Rewards.

In our full review of the.

The Citi Premier Card is a $295 annual incentive that is equivalent to a welcome bonus. Depending on your spending preferences, it may be more lucrative than the Chase Sapphire Preferred. However, this card definitely ranks last when it comes to travel expenses.

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FAQs

How do credit cards for traveling work?

Some travel credit cards can convert purchases into points or miles that may be redeemed for trips, such as flights and hotel stays. Generally, you may redeem points for cash or a gift card, but they are generally affordable when you use them to book travel. Most credit card companies have their own travel booking portals, through which you can find flights, hotels, and rental cars. Sometimes, points are worth more when you visit credit card sites.

Rewards for flights or hotels are used by your chosen carriers by airline credit cards and hotel credit cards. Generally speaking, you keep your loyalty while staying in a closed-loop program. Rewards for flights or hotels are offered by your chosen companies, and you may redeem them for perks or future bookings through the same airline or hotel group.

How do you choose the best travel credit card?

Rewards earned through a travel rewards program are often redeemed via your credit card issuer's website or app, or they are referred to as a statement credit reimbursing you for previous goods purchased with your credit card. Points or miles are also transferable to travel partners, mostly hotels and airlines, at a fluctuating conversion rate, where they may then be used to book a flight or hotel room.

There are a few things to consider when choosing the best travel credit card:

  • Annual fees: Most travel rewards programs have annual fees, with some climbing as high as $695, but those fees are usually mitigated by monthly or annual credits.
  • Exclusive perks: Some travel rewards card options also grant access to exclusive travel perks, like airline lounges, priority boarding or VIP welcomes at hotels. The value of those perks is subjective and something you'll have to evaluate based on your needs and wants.
  • Foreign transaction fees: The best travel cards don't make users pay a foreign transaction fee, so that's not something you have to worry about.

What additional benefits do travel credit cards typically offer?

Some travel credit cards have annual fees that add value to those cards, such as travel accident insurance, trip cancellation insurance, trip delay reimbursement or protection, lost luggage reimbursement, and rental car collision insurance.

Our approach to credit card evaluation

We review cards that are in high demand and provide the best benefits. We scour the fine print so there aren't any surprises when you open an account. We discover the key factors that make a card stand out and compare them to other top cards. This way, readers may choose a different card with similar features if our choice isn't right for them. Our reviews are regularly reviewed and updated to reflect changes in offers and the market.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation if you click on links to our products or services.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to our partners' products or services.

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